I was playing the other day when I had this dealer where English obviously wasn't their native language. The dealer had an ace showing and asked if I wanted insurance. I said (while making sure no PB was around) "With all the 10 cards on the table, Hell No!" (The TC had dived from like 1 to -2 that round as 10's and faces littered the table) Anyway, the dealer gives me this weird look and then again asks if I want insurance. I said again in a louder voice thinking maybe she didn't hear me, "HELL NO!!!" She has this blank look on her face and looks at me strangely before she decides to ask me again in her thick accent, "You want ensurinse?!!!!!" I said one again, "HEEELLLLL NOOOOOO!!!" Trying my best to enunciate it so even a totally deaf person could tell what I was saying. Apparently she still didn't understand and the whole table is getting very frustrated. One man pipes up and says to her, what part of no do you not understand?!!! Finally she took a hint and checked for BJ. She proclaims in a slightly excited voice while flipping over the hole card, "Blackjack!" Needless to say, the whole table was laughing at me.